The Real Estate Process – How I serve you
There’s a lot that happens in a short period of time in the real estate process to buy or sell a home. Essentially, here’s a look at what I do before I get paid. This is a look at the real estate process in detail, step by step, to make sure you have everything you need up to the day of closing, or settlement. Your transaction typically ends when you’ve received your keys, or as a seller – handed them off to the buyer.
- Meet to discuss your goals
- Explain Agency Relationships
- Prepare and present State Required Agency Disclosures
- Discuss your Goals
- Discuss Market Conditions
- Discuss Financing and Financing Options
- Refine Expectations based on Financing options, the Market, and your Goals
- Provide Lender Resources
- Connect with your Lender
- Obtain your Pre-Approval letter from your lender
- Discuss the Transaction Process
- Discuss Earnest Money Deposits
- Discuss the Due Diligence Process
- Discuss the Due Diligence Period
- Discuss the Due Diligence Fee and Earnest Money Deposit forfeiture processes
- Explain the Home and Property Inspection Process
- Discuss Home and Property Inspection fees
- Gather information about your specific Needs & Wants
- Began to formulate a Home Search to send listings to you
- Incorporate School information if Needed
- Create Internal Files for Office, Attorney, Lender
- Send Home Search based on Client Criteria
- Share Knowledge and Insight about homes
- Answer Preliminary questions based on Home Search
- Update lender based on Progress
- Preliminary Review of All Listing Agent Provided Docs and Info
- Schedule and Organize Showings based on Client Feedback
- Send Approved Showing Schedule to you
- Arrive early at First Showing
- Preview Homes if Required or Necessary
- Discuss Recording Devices and or Client Recording in Homes
- Discuss Client Comments in Homes During Showings
- Discuss Seller Attended Showings
- Walk-through Homes with Clients
- Note Repair Issues
- Take note of Client Likes and Dislikes
- Discuss HOAs
- Discuss the Repair Process
- Review Inspection Process at the Home during walk-throughs
- Address Wear and Tear at the Walk-through
- Gather any Client requests regarding Utility Usage
- Discuss MLS and Property Data
- Discuss and Set Survey Expectations
- Discuss How Home Warranty’s Work
- Set Home Warranty Expectations
- Advise Client on Personal Property vs Real Property
- Gather information on Client’s Repair/Upgrade/Updating Aptitude
- Begin Appraisal Process Discussion
- Collect Client Feedback about each Listing
- Discuss Multiple Offers
- Provide Listing Agents with Buyer Feedback
- Provide Sample Offer/Comp Data if Needed
- Contact Listing Broker for Additional Info/Property Status
- Contact Lender for Updated Pre-Approval
- Prepare Offer to Purchase and Contract
- Prepare Required Addendums to Offer to Purchase and Contract
- Confirm Due Diligence Period with Lender/Set Expectations
- Collect Buyer Signed Required Disclosures
- Confirm Closing/Settlement Dates
- Confirm Offer Data including All required Buyer Signatures
- Submit Offer to Listing Broker
- Begin Contract Negotiation Process
- Confirm Executed Contract
- Update Internal Office Files
- Send Executed Contract to all required Participants
- Coordinate Settlement Date and Time with Attorney/Lender/Client
- Coordinate Due Diligence Fee Delivery
- Coordinate Earnest Money Deposit Delivery
- Confirm Buyer’s Receipt Of State Required Disclosures
- Confirm FHA/VA Processes Docs and Fees
- Check Appraisal Timeframe with the Lender
- Coordinate Home Inspection Scheduling
- Coordinate Hiring and Delivery of Property Survey
- Discuss Home Inspection Results
- Negotiate Home Repair Requests in Writing and Signed
- Schedule Post Home Repair Walk-through/Re-Inspection
- Confirm Survey Delivery
- Order Home Warranty
- Confirm Satisfactory Appraisal
- Check with lender to Confirm Loan Status
- Provide Client with List of Utilities
- Confirm Client has completed New Property Insurance
- Confirm Lender has Title Insurance Binder
- Set Expectations/Discuss and Perform Home Repair Walk-through/Re-inspection
- Reminder/Confirm Utility Transfer
- Receive and Review Settlement/Closing Docs
- Review Closing Figures/Discuss Confirm with Client
- Perform Final Walk-through
- Set Expectations/Attend Settlement/Closing
- Sign Closing Disclosures
- Facilitate Key Transfers
- Send Final Docs to Client
- Close out internal Office File
Contact me, I’m happy to discuss the process and my fee to represent you.
23 Common Terms in real estate transactions I negotiate on your behalf as a buyers Agent –
- Purchase Price
- Earnest Money Deposit
- Due Diligence Period
- Due Diligence Fee
- Agreement to Pay Buyer Expenses
- VA/FHA Prohibited Lender and Inspection Costs
- Home Inspection Report
- Pest Inspection Report
- Other Inspection Reports ie. Roof, Sewer/Septic, Rodent etc
- Seller Items that do Not Convey
- Personal Property Present on Date of Offer
- Selection of Closing Attorney
- Home Warranty
- Inspection Contingency
- Appraisal Contingency
- Home Repairs/Improvements
- Pest Clearance
- Seller paid Broker Commissions for VA
- Seller Paid Inspection fees for VA
- Days until Close
- Settlement Date
- Government Requirements
- Right To Terminate/Termination Notice
11 Possible Attached Addenda including Other Attorney or Party Drafted Addenda:
- Additional Provisions Addendum
- Additional Signatures Addendum
- Backup Contract Addendum
- FHA/VA Financing Addendum
- Lead Based Paint or Lead Based Paint Hazard Addendum
- Loan Assumption Addendum
- New Construction Addendum
- Owners Association Disclosure Addendum
- Seller Financing Addendum
- Short Sale Addendum
- Vacation Rental Addendum
Contact me, I’m happy to discuss my fee to represent you as a Buyer’s Agent.
21 Common Terms in real estate transactions I negotiate on your behalf as a listing Agent –
- Purchase Price
- Earnest Money Deposit
- Due Diligence Period
- Due Diligence Fee
- Agreement to Pay Buyer Expenses
- VA/FHA Prohibited Lender and Inspection Costs
- Home Inspection Report
- Pest Inspection Report
- Other Inspection Reports ie. Roof, Sewer/Septic, Rodent etc
- Seller Items that do Not Convey
- Personal Property Present on Date of Offer
- Inspection Contingency
- Appraisal Contingency
- Home Repairs/Improvements
- Pest Clearance
- Seller paid Broker Commissions for VA
- Seller Paid Inspection fees for VA
- Days until Close
- Settlement Date
- Government Requirements
- Right To Terminate/Termination Notice
4 Possible Attached Addenda including Other Attorney or Party Drafted Addenda:
- Seller Financing Addendum
- Additional Provisions Addendum
- Additional Signatures Addendum
- Lead Based Paint or Lead Based Paint Hazard Addendum
Contact me, I’m happy to discuss my fee to represent you as a Listing Agent.